PRIVATE HEALTH INSURANCE
for those studying abroad or on practical training courses, guest scientists, degree students and language students in Germany
WHO CAN TAKE OUT INSURANCE?
perfect for foreign:
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WHAT SHOULD I KNOW?
- Maximum admission age: 55 years
- Maximum insurance period: 60 months
- Minimum insurance period: 1 month
- Cover can be extended prior to expiry of the policy by phone, post, fax or e-mail
Tip: An application for a prolongation of your contract could be rejected, therefore it would be recommendable if you conclude a contract for the whole duration of your stay. - Method of payment: monthly
- Cancellation: anytime, effective to the last day of the month
- without own risk (except baggage insurance)
- The insurance protection is world-wide. In home country only up to 6 weeks for each insurance year
HOW MUCH ARE THE PREMIUMS? – MEN AND WOMEN ARE EQUAL!
| Insurance period |
mawista® Science |
mawista® Science |
| 1st to 12th month per month |
EUR 44,80 | EUR 88,50 |
| 13th to 60th month per month |
EUR 72,10 | EUR 143,10 |
WHAT BENEFITS ARE INSURED*?
| Out-patient and dental treatment | mawista® Science tariff rate |
| Medical treatment | 100% |
| Medicine and dressing mat | 100% |
| Accident-related aids (excluding vision aids) | 100% max. EUR 250 |
| Medication (e.g. massages) per insurance year | 100% max. 8 treatments |
| Analgesic dental treatment and fillings in simple form (no inlays or dentures), per insurance year | 100% up to EUR 500, 75% for bills above EUR 500 up to max. € 1.000 |
| Dentures per insurance year | not insured |
In-patient treatment
| Hospital treatment (including operations) without choice-effort (e.g. treatment by chief physician) | 100% |
| Costs of transportation to the nearest available hospital | 100% |
| Medical treatment of a newborn baby if born prematurely | 100% max. EUR 100.000 |
| Medically necessary rehabilitation measures as subsequent medical treatment prescribed by a physician | 100% |
Other benefits
| Burial or transfer costs | 100% max. EUR 15.000 |
| Repatriation transportation to the home country details | 100% |
| Pregnancy, delivery and after-effects (qualifying period of 8 months) | 100% |
| Visit a loved one during stay in hospital details | 100% |
| Emergency Call Insurance Offers immediate assistance worldwide in case of an emergency in the agreed area of validity |
100 % |
Liability insurance
| Liability insurance: insured sum for personal injury and damage to property |
EUR 1 million |
| Sum insured for damage caused by occupational activities due to recourse claims of the employer in case of negligence | max. € 10.000 Deductible: 10% of the reimbursable damage, max. € 150 per insured event |
WHAT RESTRICTIONS ON THE COVERAGE HAVE TO BE CONSIDERED?
Benefits not insured include e.g.
- Illnesses and results of accidents, for treatment of which travel is being undertaken, as well as costs for treatment which was known and should have been undertaken before the planned start of travel, and illnesses and results of accidents which occurred prior to the policy taking effect;
- All types of preventive examinations, or routine checks or inoculations, as well as nutriments and restorers;
- Orthodontic therapies, dental treatment, with more than anodyne treatment, repair of dental prosthesis or inlays and crowns;
- Abortion, existing pregnancy prior to the policy taking effect, otherwise always a qualifying period of 8 months;
- Treatment of alcohol or drug-related illnesses and other addictions and their consequences as well as attempt and completed suicide;
- Treatment for psychiatric or mental disorders as well as hypnosis and psychotherapy;
- Medical fees which exceed the appropriate usual fee of the related country as well as optional benefits like single room or treatment by the head of the department
HOW CAN I TAKE OUT THE INSURANCE?
Online:
You can take out your insurance over the Internet using our online form. Simply enter your personal details. As result the system shows you your personal details and your insurance policy number. Than the contract was successful completed.
Post or fax:
Simply download the German-English application form as a PDF file, complete it, and then send it by post or fax it to the address on the form.
You will receive your insurance policy after a few days (it can also be sent by fax or e-mail upon request). The charges will be debited from your account.
ON REQUEST ALSO WITH BAGGAGE INSURANCE
The module science baggage (baggage insurance, including complementary baggage insurance) can be added within the tariff mawista Science or conclude independent.
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Luggage Insurance, Additional Luggage Insurance |
mawista Science Luggage |
| Luggage insurance Insurance sum per insurance year |
max. EUR 2.000 |
| Franchise | EUR 25 per claim outside claims at abandoned luggage |
| Supplementary luggage insurance Additional insurance sum per insurance year |
● max. EUR 1.000 for laptop computers ● max. EUR 1.000 for film camera, camcorder and camera |
| Franchise | EUR 50 per claim outside claims at abandoned luggage |
Monthly contributions (independent from age)
| Insurance period | 1. – 12. month EUR 16.90 |
13. – 60. month EUR 18.90 |
LEGAL INFORMATION FOR CONSUMERS
* legally binding are the conditions of insurance of the AGA International S.A., München.
You can view and download our insurance terms and conditions as a PDF file.
- Allgemeine und Besondere Versicherungsbedingungen zu dem Produkt mawista Science (163 KB)
- Allgemeine und Besondere Versicherungsbedingungen zu dem Produkt mawista Science (englische Version) (159 KB)
