Private health insurance

for those studying abroad or on practical training courses, guest scientists, degree students and language students in Germany
  Health insurance for those studying abroad >> Health insurance
 

Who can take out insurance?
 

perfect for foreign:

  • scholarship holders
  • students
  • guest scientists
  • trainees
  • as well as their accompanying family members
 

 

What should I know?
 

  • Maximum admission age: 55 years
  • Maximum insurance period: 60 months
  • Minimum insurance period: 1 month
  • Cover can be extended prior to expiry of the policy by phone, post, fax or e-mail
    Tip: An application for a prolongation of your contract could be rejected, therefore it would be recommendable if you conclude a contract for the whole duration of your stay.
  • Method of payment: monthly
  • Cancellation: anytime, effective to the last day of the month
  • without own risk (except baggage insurance)
  • The insurance protection is world-wide. In home country only up to 6 weeks for each insurance year
 

How much are the premiums? - men and women are equal!
 

Insurance period mawista® Science
tariff rate
up to 40 years
mawista® Science
tariff rate
41 to 55 years
1st to 12th month
per month
 EUR 44,80 EUR 88,50
13th to 60th month
per month
 EUR 72,10 EUR 143,10

 

What benefits are insured*?
 

Out-patient and dental treatment mawista® Science
tariff rate
Medical treatment 100%
Medicine and dressing mat 100%
Accident-related aids (excluding vision aids) 100%
max. EUR 250
Medication (e.g. massages) per insurance year 100%
max. 8 treatments
Analgesic dental treatment and fillings in simple form (no inlays or dentures), per insurance year 100% up to EUR 500,
75% for bills above EUR 500 up to max. € 1.000
Dentures per insurance year not insured
In-patient treatment  
Hospital treatment (including operations) without choice-effort (e.g. treatment by chief physician) 100%
Costs of transportation to the nearest available hospital 100%
Medical treatment of a newborn baby if born prematurely   max. EUR 100.000
Medically necessary rehabilitation measures as subsequent medical treatment prescribed by a physician 100%
Other benefits  
Burial or transfer costs 100%
max. EUR 15.000
Repatriation transportation to the home country details 100%
Pregnancy, delivery and after-effects (qualifying period of 8 months) 100%
Visit a loved one during stay in hospital details 100%
Emergency Call Insurance
Offers immediate assistance worldwide in case of an emergency in the agreed area of validity		 100%
Liability insurance  
Liability insurance:
insured sum for personal injury and damage to property		 EUR 1 million
Sum insured for damage caused by occupational activities due to recourse claims of the employer in case of negligence   max. € 10.000
Deductible: 10% of the reimbursable damage, max. € 150 per insured event

 

What restrictions on the coverage have to be considered?
 

Benefits not insured include e.g.

  • Illnesses and results of accidents, for treatment of which travel is being undertaken, as well as costs for treatment which was known and should have been undertaken before the planned start of travel, and illnesses and results of accidents which occurred prior to the policy taking effect;
  • All types of preventive examinations, or routine checks or inoculations, as well as nutriments and restorers;
  • Orthodontic therapies, dental treatment, with more than anodyne treatment, repair of dental prosthesis or inlays and crowns;
  • Abortion, existing pregnancy prior to the policy taking effect, otherwise always a qualifying period of 8 months;
  • Treatment of alcohol or drug-related illnesses and other addictions and their consequences as well as attempt and completed suicide;
  • Treatment for psychiatric or mental disorders as well as hypnosis and psychotherapy;
  • Medical fees which exceed the appropriate usual fee of the related country as well as optional benefits like single room or treatment by the head of the department

 

How can I take out the insurance?
 

Online:
You can take out your insurance over the Internet using our online form. Simply enter your personal details. As result the system shows you your personal details and your insurance policy number. Than the contract was successful completed.

Post or fax:
Simply download the German-English application form as a PDF file, complete it, and then send it by post or fax it to the address on the form.

Application as PDF file

You will receive your insurance policy after a few days (it can also be sent by fax or e-mail upon request). The charges will be debited from your account.

 

Information about taking a claim
 

Read the comments here.

 

Formular zur Einreichung von Belegen

 

on request also with baggage insurance
 

The module science baggage (baggage insurance, including complementary baggage insurance) can be added within the tariff mawista Science or conclude independent.

 

Luggage Insurance, Additional Luggage Insurance mawista Science Luggage
Luggage insurance
Insurance sum per insurance year		 max. EUR 2.000
Franchise EUR 25 per claim outside claims at abandoned luggage
Supplementary luggage insurance
Additional insurance sum per insurance year 		● max. EUR 1.000 for laptop computers
● max. EUR 1.000 for film camera, camcorder and camera
Franchise EUR 50 per claim outside claims at abandoned luggage

 

Monthly contributions (independent from age)

Insurance period
 1. - 12. month
EUR 16.90		 13. – 60. month
EUR 18.90
Details for luggage insurance

 

Legal information for consumers
 

* The insurance terms and conditions of the ELVIA visa travel insurance are legally binding. ELVIA is a brand mark of the Mondial Assistance International AG.

You can view and download our insurance terms and conditions as a PDF file.

 


 

Auslandskrankenversicherungen vom Spezialisten für Auslandsversicherung für Ausländer in Deutschland