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Health insurance

Frequently asked questions

Online application

Who we are

Contact

Imprint

North Germany:
MAWISTA nord GmbH
Kirchstraße 9
42103 Wuppertal
Telephone: ++49 (0)202 47866920
Facsimile: ++49 (0)202 47866929
E-mail: info.nord@mawista.com

South Germany:
MAWISTA süd GmbH
Robert-Bosch-Straße 7-9
73207 Plochingen
Telephone: ++49 (0)7153 558990
Facsimile: ++49 (0)7153 5589920
E-mail: info.sued@mawista.com
Team

The insurer:

Mondial Assistance International AG
Ludmillastr. 26
81543 München
Germany

  

Health insurance

health insurance for those studying abroad, language students, internship students and guest scientists in Germany
 

Who can be insured?
 

perfect for students from abroad

  • students
  • languaga students (e.g. in preperation of a language test)
  • guest scientists
  • internship students
  • as well as their accompanying family members
  • work-seekers work after thei studies according to § 16 Abs. 4 Aufenthaltsgesetz (law of residence) up to one year based on tariff Student Comfort®
 

What should I know?
 

  • Maximum admission age: 55 years
  • Maximum insurance period: 48 months
  • Minimum insurance period: 1 month
  • Cover can be extended prior to expiry of the policy by phone, post, fax or e-mail
    Tip: an application for a prolongation of your contract could be rejected, therefore it would be recommendable if you conclude a contract for the whole duration of your stay
  • Method of payment: monthly
  • Cancellation: anytime, effective to the last day of the month
  • without own risk (except baggage insurance)
  • with home country outside Germany valid in Germany, the European Union and Switzerland, Lichtenstein, Norway and Island.
 

How much are the premiums? - man and women are equal!
 

Insurance period Tarifstufe
Student Classic®		 Tarifstufe
Student Classic® plus		 Tarifstufe
Student Comfort®
1st to 12th month
per month
up to 40 years		 EUR 33.10 EUR 37.20 EUR 58.90
13th to 48th month
per month
up to 40 years		 EUR 56.70 EUR 60.80 EUR 63.70

 

Contributions for people between 41 years and 55 years you will find here.

 

What benefits are insured*?
 

Out-patient and dental treatment Tariff
Student Classic®		 Tariff
Student Classic® plus		 Tariff
Student Comfort®
Medical treatment 100% 100% 100%
Medicine and dressing mat 100% 100% 100%
Accident-related aids (excluding vision aids) 100%
max. EUR 250		 100%
max. EUR 250		 100%
max. EUR 1,000
Accident-related vision aids (e.g. spectacles) per insurance year (qualifying period of 3 month) no no max. EUR 100
Medication (e.g. massages) per insurance year 100%
max. 8 treatments		 100%
max. 8 treatments		 100%
max. 8 treatments
Analgesic dental treatment and fillings in simple form (no inlays or dentures), per insurance year 100%
max. EUR 500		 100%
max. EUR 500		 100%
max. EUR 1,000
Dentures per insurance year (qualifying period of 8 month) no no 60%,
but max. EUR 1,000 from total costs
Inpatient treatment      
Hospital treatment (including operations) without choice-effort (p.e. treatment by chief physician) 100% 100% 100%
Costs of travel to the nearest available hospital 100% 100% 100%
Other benefits      
Burial or transfer costs 100%
max. EUR 10,000		 100%
max. EUR 10,000		 100%
max. EUR 15,000
Return travel to native country Details 100% 100% 100%
Pregnancy, delivery and after-effects (qualifying period of 8 months) 100% 100% 100%
Visit a loved one during stay in hospital Details 100% 100% 100%
Treatment for newborn baby by premature birth 100%,
max. EUR 100,000		 100%,
max. EUR 100,000		 100%,
max. EUR 100,000
Accident insurance / personal liability insurance      
Accident insurance:
Invalidity: EUR 40,000
Total invalidity: EUR 140,000
Accidental death: EUR 10,000
Recovery costs: EUR 5,000
Spa costs: EUR 1,500
Personal liability insurance:
EUR 1 million flat rate for personal injury and damage to property		 no yes, included yes, included

 

What restrictions on the coverage have to be considered?
 

Benefits not insured include e.g.

  • Illnesses and results of accidents, for treatment of which travel is being undertaken, as well as costs for treatment which was known and should have been undertaken before the planned start of travel, and illnesses and results of accidents which occurred prior to the policy taking effect.
  • All types of preventive examinations, or routine checks or inoculations, as well as nutriments and restorer
  • orthodontia therapies, dental treatment, with more than anodyne treatment, repair of dental prosthesis or inlays and crowns (Student Classic® tariff only)
  • Abortion, existing pregnancy prior to the policy taking effect, otherwise always a qualifying period of 8 months, orthodontia therapies, dental treatment, with more than anodyne treatment, repair of dental prosthesis or inlays and crowns (Student Classic® tariff only)
  • treatment of alcohol or drug-related illnesses and other addictions and their consequences as well as attempt and completed suicide
  • Treatment for psychiatric or mental disorders as well as hypnosis and psychotherapy
  • medical fees which exceed the appropriate usual fee of the related country as well as optional benefits like single room or treatment by the head of the department

 

How can I take out the insurance?
 

Online:
You can take out your insurance over the Internet using our online form. Simply enter your personal details. As result the system shows you your personal details and you insurance policy number. The contract than was successful completed.

Post or fax:
Simply download the German-English application form as a PDF file, complete it, and then send it by post or fax it to the address on the form.

Application as PDF file

You will receive your insurance policy after a few days (it can also be sent by fax or e-mail upon request). The charges will be debited from your account.

 

Information about taking a claim
 

Read the comments here.

 

on request also with baggage insurance
 

The module student baggage (baggage insurance, including complementary baggage insurance) can be added within the tariffs Student Classic and Student Comfort or conclude independent.

 

Luggage insurance
Insurance sum per insurance year		 max. EUR 2,000
Franchise EUR 25 per claim outside claims at abandoned luggage
Supplementary luggage insurance
Additional insurance sum per insurance year 		● max. EUR 1,000 for laptop computers
● max. EUR 1,000 for film camera, camcorder and camera
Franchise EUR 50 per claim outside claims at abandoned luggage

 

Monthly contributions (independent from age)

Insurance period
 1. - 12.
EUR 16.90		 13. – 48.
EUR 18.90
Details for luggage insurance

 

Legal information for consumers
 

* The insurance terms and conditions of the ELVIA visa travel insurance are legally binding. ELVIA is a brand mark of the Mondial Assistance International AG.

You can view and download our insurance terms and conditions as a PDF file. This information is only available in German. We apologise for any inconvenience.

 


 

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