For foreign students, guest scientists, language students and trainees in Germany
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Student health insurance comparison

Student Classic® Student Classic® plusStudent Comfort® mawista Science Who can be insured?         Students Language students (e.g. in preparation of a language test) Guest scientists Internship students Work-seekers after their studies Scholarship holders Work & holiday participants  What should I know?         Maximum insurance period 48 months 60 months Minimum insurance period 1 month 1 […]

Student health insurance comparison
Student 
Classic®
Student 
Classic® 
plus
Student 
Comfort®
mawista 
Science
Who can be insured?    
Students
Language students (e.g. in preparation of a language test)
Guest scientists

Internship students
Work-seekers after their studies
Scholarship holders
Work & holiday participants 

What should I know?
    
Maximum insurance period48 months60 months
Minimum insurance period1 month1 month
Paymentmonthlymonthly
Possibility of cancelation daily till the end of a month
DeductibleNoNoNoNo
Application after arrival
Area of validity:  
For Germans abroadworldwide, excluding home country (Only with Student Comfort 6 weeks per insurance year) worldwide, including 6 weeks of coverage in Germany per insurance year
For foreigners in GermanyGermany, the European Union, Switzerland, Liechtenstein, Norway and Icelandworldwide, including coverage in home country for max. 6 weeks per insurance year

How much are the premiums?
    
1. – 12. month (monthly till the age of 40 years)33,10 €37,20 €58,90 €44,80 €
13. – 48. month (monthly till the age of 40 years)56,70 €60,80 €63,70 €
13. – 60. month (monthly till the age of 40 years)72,10 €


What benefits are insured*?


Out-patient and dental treatment*
Student 
Classic®
Student 
Classic® 
plus
Student 
Comfort®
mawista 
Science
Medical treatment100%
Medicine and dressing materials100%
Accident-related aids (excluding vision aids)100%
max. 250 €

max. 250 €

max. 1,000 €

max. 250 €
Accident-related vision aids (e.g. spectacles) per insurance year (qualifying period of 3 months)
100 €
Medication (e.g. massages) per insurance year (max. 8 treatments)100%
Analgesic dental treatment and fillings in simple form (no inlays or dentures), per insurance year100%
max. 500 €

max. 500 €

max. 1,000 €

up to 500 € 
75% for bills above 500 €
up to max. 1,000 € 
Dentures per insurance year (qualifying period of 8 months)60%
max. 1,000 € from total costs


Inpatient treatment*

Hospital treatment (including operations)
without choice-effort (p.e. treatment by chief physician)
100%
Costs of travel to the nearest available hospital100%


Other benefits*

Burial or transfer costs100%
max.
25,000 €

max.
25,000 €

max.
25,000 €

max.
25,000 €
Return travel to native country Details hier100%
Pregnancy, delivery and after-effects (qualifying period of 8 months)100%
Visit a loved one during stay in hospital Details hier100%
Treatment for newborn baby by premature birth100%
max.
100,000 €

max.
100,000 €

max.
100,000 €

max.
100,000 €


Accident insurace /
personal liability insurance*

Accident insurance:
Invalidity: 40,000 €
Total invalidity: 140,000 €
Accident death: 10,000 €
Recovery costs: 5,000 €
Spa costs: 1,500 €
Personal liability insurance:
1 million € flat rate for personal injury
and damage to property
Online-applicationOnline-
application
Online-
application
Online-
application
Online-
application

Details:





german / english



german / english
For Germans abroadHealth insurance for StudentsHealth insurance for scholarship holders
For foreigners in GermanyHealth insurance for foreign students in GermanyHealth insurance for foreign scholarship holders in Germany



Benefits not insured include e.g.*: * legally binding are the conditions of insurance of the AGA International S.A., München. You can view and download our insurance terms and conditions as a PDF file.