For foreign students, guest scientists, language students and trainees in Germany
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Student health insurance comparison

StudentClassic® StudentClassic® plus StudentComfort® mawistaScience Who can be insured? Students Language students (e.g. in preparation of a language test) Guest scientists Internship students Work-seekers after their studies Scholarship holders Work & holiday participants What should I know? Maximum insurance period 48 months 60 months Minimum insurance period 1 month 1 month Payment monthly monthly Possibility of cancelation […]

Student health insurance comparison
Student
Classic®
Student
Classic® 
plus
Student
Comfort®
mawista
Science
Who can be insured?
Students
Language students (e.g. in preparation of a language test)
Guest scientists
Internship students
Work-seekers after their studies
Scholarship holders
Work & holiday participants
What should I know?
Maximum insurance period48 months60 months
Minimum insurance period1 month1 month
Paymentmonthlymonthly
Possibility of cancelation daily till the end of a month
DeductibleNoNoNoNo
Application after arrival
Area of validity:
For Germans abroadworldwide, excluding home country (Only with Student Comfort 6 weeks per insurance year)worldwide, including 6 weeks of coverage in Germany per insurance year
For foreigners in GermanyGermany, the European Union, Switzerland, Liechtenstein, Norway and Icelandworldwide, including coverage in home country for max. 6 weeks per insurance year
How much are the premiums?
1. – 12. month (monthly till the age of 40 years)33,10 €37,20 €58,90 €44,80 €
13. – 48. month (monthly till the age of 40 years)56,70 €60,80 €63,70 €
13. – 60. month (monthly till the age of 40 years)72,10 €
What benefits are insured*?
Out-patient and dental treatment*Student
Classic®
Student
Classic®
plus
Student
Comfort®
mawista
Science
100% Medical treatment
100% Medicine and dressing materials
100% Accident-related aids (excluding vision aids)
bis max. 250 €

bis max. 250 €

bis max. 1.000 €

bis max. 250 €
Accident-related vision aids (e.g. spectacles) per insurance year (qualifying period of 3 months)
100 €
100% Medication (e.g. massages) per insurance year (max. 8 treatments)
100% Analgesic dental treatment and fillings in simple form (no inlays or dentures), per insurance year
bis max. 500 €

bis max. 500 €

bis max. 1.000 €

up to 500 € 
75% for bills above 500 €
up to max. 1.000 €
60% Dentures per insurance year (qualifying period of 8 months)
max. aus 1.000 € Gesamtkosten
Inpatient treatment*
100% Hospital treatment (including operations)
without choice-effort (p.e. treatment by chief physician)
100% Costs of travel to the nearest available hospital
Other benefits*
100% Burial or transfer costs
max.
25.000 €

max.
25.000 €

max.
25.000 €

max.
25.000 €
100% Return travel to native country
100% Pregnancy, delivery and after-effects (qualifying period of 8 months)
100% Visit a loved one during stay in hospital
100% Treatment for newborn baby by premature birth
max.
100.000 €

max.
100.000 €

max.
100.000 €

max.
100.000 €
Accident insurace /
personal liability insurance*
Accident insurance:
Invalidity: 40,000 €
Total invalidity: 140,000 €
Accident death: 10,000 €
Recovery costs: 5,000 €
Spa costs: 1,500 €
Personal liability insurance:
1 million € flat rate for personal injury
and damage to property
Online-applicationOnline-
Abschluss
Online-
Abschluss
Online-
Abschluss
Online-
Abschluss
Details: german / english german / english
For Germans abroadHealth insurance for StudentsHealth insurance for scholarship holders
For foreigners in GermanyHealth insurance for foreign students in GermanyHealth insurance for foreign scholarship holders in Germany

Benefits not insured include e.g.*:

* legally binding are the conditions of insurance of the AGA International S.A., München. You can view and download our insurance terms and conditions as a PDF file.