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MAWISTA Blocked Account Package

Covers all needs of your visa process

MAWISTA Blocked Account Package

Covers all needs of your visa process

Experienced partner understand what you really need!

We support you in every important stage of your stay in Germany – from the preparation of the visa process to the enrollment at the university.

Our solution and the free additional services are tailor-made to cover the whole visa application and provide you a smooth start of your stay in Germany. It has never been easier for students to get all the requirements in one solution.

Visa and Student Insurance

Insurance Experts for international Students. Trusted by over 500,000 customers

Blocked Account

Bank account for your financial proof

Public Health Insurance

When you get enrolled at the university

The MAWISTA Blocked Account Package – prepares you in every situation

You will receive all of the following benefits just in the right moment, when you need them


Blocked Account (Financial Proof)


Health Insurance for Visa (Incoming Insurance)


Health Insurance for Language Course / Studienkolleg (optional)


Health Insurance for University (Public Insurance)


Everything will be individualised to your personal situation

Just provide us a few details about your planned stay in Germany and we will prepare you all needed documents and guide you through the entire process.


The first Step: Blocked Account and Incoming Insurance to prove your financial means and insurance coverage for your visa

Preparation Course

If you first visit a preparation course: The (optional) Private Health Insurance covers the insurance gap up to your official university enrollment


A Public Health Insurance will start as soon as you are enrolled at a German university

Officially Approved

by the German Federal Foreign Office


by major German universities


by customers from over 160 countries

What our customers say


FAQs about the Package

Basic requirements included for the Visa application

The two basic requirements for the visa application process are always included in your Blocked Account Package.

1. Sufficient funding of your stay in Germany. This part would be covered by the Blocked Account of Fintiba.

2. Proof of a adequate Health Insurance. This is covered by MAWISTA Visum with an UNLIMITED amount. More than the € 30,000 requested by the Consulates and Embassy for the Visa Insurance.

What is an Incoming/Travel Insurance?

Besides the governmental (statutory) and the private health insurance, the incoming insurance is a type of travel health insurance for incoming guests (students and many others) for their visit in Germany. Incoming insurance is important if you arrive in Germany prior to your actual enrollment date. This is because your statutory health insurance only protects you in case of illness from the date of your enrollment onwards. Meaning you will not be insured for the days or weeks in between your arrival date and actual start of studies. Incoming insurance is a cheap and effective way to protect you against that risk.

Do I need a Private Health Insurance?

In general, you could decide by yourself, if you want to be insured with a private or a public health insurance, at the time you are enrolling at the university.
As soon as you apply for private health insurance, as a student, you will need an exemption from the obligatory statutory health insurance when enrolling at the university. This decision is binding for the whole duration of your study, so you will not be able to switch back to statutory health insurance.
IMPORTANT: As a student aged older than 30 years, or after the 14th semester of your study, it is not possible to get insured with the public health insurance, so you must choose the private health insurance.

When do I receive the € 110.00 Cashback?*

You will receive the € 110.00 Cashback in case you are eligible for the Package including the DAK Gesundheit public health insurance.

After you arrived in Germany, you will receive your official health insurance confirmation that you will need for the enrollment at your university. As soon as you have provided your university with the DAK health insurance confirmation, they will send the information to the insurer, and the process is completed. You will then receive the information you need to register for the € 110.00 Cashback from Fintiba, the provider of the Blocked Account.

Your ServiceInitial FeeMonthly Fee
Blocked Account€ 89.00€ 4.90
Incoming (Travel) Health Insurance (92 Days)€ 95.00
Private Health Insurance (optional)€ 33.10
Governmental Health Insurance€ 92.62 *
Cashback-€ 110.00
Total Costs for your MAWISTA Blocked Account Package€ 74.00starting at € 38.00