Coronavirus / COVID-19 health insurance
On the safe side with MAWISTA health insurance policies
The COVID-19 pandemic has brought many changes with it. We have summarised for you what you should know about the topic. Here you will find answers to frequently asked questions such as insurance cover for COVID-19 illnesses, free testing options, entry restrictions, vaccinations and much more.
Last updated: 2022-03-21
COVID-19 rapid test
Performing COVID-19 tests helps identify infected individuals and break transmission chains.
You can find the most important information about testing options, for example when and where you can take a test, how to deal with the result, which types of tests there are and how they differ, under Coronavirus test types.
Travel for business and academic reasons is covered despite travel warning
Even if the Federal Foreign Office issues a travel warning, anyone travelling or staying abroad for business reasons is covered by the MAWISTA insurance policies. The same applies to students who are studying abroad.
The insurer may request proof of the professional nature of the trip (e.g. customer order, proof of registration with a university or language school).
Holiday and non-essential travel is only insured under certain conditions if a travel warning has been issued.
Assumption of costs for medically prescribed coronavirus tests
The insurer only covers the costs of a COVID-19 test if a recognised doctor has prescribed it due to existing symptoms. The costs for a preventive COVID-19 test without prescription by a doctor are not covered by insurance.
The costs for Corona tests performed as a requirement for entering a country are not covered as this is not a medical necessity.
The insurer only covers the costs of a Corona test for returning travellers if a recognised doctor has prescribed a COVID-19 test.
The insurer does not cover the costs for a test if it was ordered by an authority.
Assumption of costs for sickness caused by COVID-19 abroad
The insurer generally assumes the necessary medical treatment costs for acute conditions or accidents abroad in accordance with the terms and conditions of the insurance policy.
The costs for treatment by a doctor or hospital for sickness caused by the coronavirus whilst you are staying abroad are also covered by your insurance.
Please read the cases in which your insurance covers such treatment if the Federal Foreign Office has issued a travel warning.
Vaccination against COVID-19
Emergency telephone number
We are here to help you in an emergency
The staff of the emergency hotline can advise you in the choice of a doctor or hospital and coordinate the assumption of the costs with the facility directly.