for Germans abroad
foreigners in Germany
foreigners in foreign countries
Suitable for follow-up coverage
mawista Tarif-Finder
MAWISTA Reisecare mawista reisecare

  • up to 365 days

  • conclusion of a contract daily possible

  • suitable for follow-up coverage

  • without stipulated self-retention
from 1,25
per day
for application
Who is entitled?
People who are temporarily staying abroad, max. age of 80 for German nationals abroad; for foreign nationals in Germany; for foreign nationals in foreign countries. e.g.:
  • tourists/vacationers
  • travelling business people
  • Work& Holiday participants
  • High School attendants
  • expatriates, residents, employees
This does not include persons with a permanent residence in a country.

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What should I know?
  • Insurance duration: 10 – 365 days
  • Requirements for Schengen visa are met
  • No deductible
  • Territory covered: worldwide, excluding home countries
  • Conclusion of contract prior to departure or as immediate follow-up cover: no waiting periods, otherwise waiting period of 7 days – except in cases of accidents
  • extensions prior to expiry possible via phone, fax, email or letter.
    Piece of advice: extensions can also be declined, it is therefore better to apply for the complete period directly
  • You can cancel the contract daily after the minimum insurance duration of 10 days
  • Suitable for follow-up coverage
The insurer

Niederlassung für Deutschland
Bahnhofstr. 16
85609 Aschheim (bei München)

Our rates
Age:Premium per day
without US/Canada
Premium per day
with US/Canada
Till the age of 641,25 €3,50 €
Aged 65 to 806,25 €17,50 €

Additional private liability and accident insurance on request 0,40 € a day

Insurance benefits
Outpatient treatment 
Inpatient treatment 
Medicines and dressings 
Pain-killing dental treatment and repairs of dentures and provisional measuresmax. 250 €
Transport costs to the nearest suitable hospital 
Search and Rescue costs (up to 5.000,- €) 
Funeral or transfer costs 
Repatriation to home country 
Treatment till the insured person can be transported again after the insurance protection has expired 
Travel liability insurance and travel accident insuranceoptional extra


What restrictions on the coverage have to be considered?

The travel health insurance does not include insurance cover for*:

  • treatment and other medically defined measures which are the reason for travel;
  • treatment and other medically defined measures, the necessity of which was known to the insured person, or which under the given circumstances should have been reckoned with, before the planned start of travel or at the time the policy was concluded;
  • dental treatment other than analgesic treatment and repairs to dentures and provisional inlays;
  • massage and wellness treatment, mud packs and lymphatic drainage as well as the acquirement of artificial limbs and other aids;
  • treatment of alcohol or drug-related illnesses and other addictions and their consequences, including return hospital transport, as well as treatment or placement due to infirmity, the need for nursing care or custody;
  • delivery after the 36th week of pregnancy as well as abortions and consequences thereof;
  • treatment of psychiatric or mental disorders, as well as hypnotism and psychotherapy – including associated medication;
  • injuries suffered as a result of active participation in competitions organised by sport organisations and related training.
  • Restrictions: expeditions, damages that are intentionally cause by the insured person, damages caused by strikes, pandemics, nuclear energy, war or war-like situations, seizure or similar inventions by public authorities and/or force majeure – as well as damages in territories, for which the German Department of Foreign Affairs has issued a travel warning. If an insured person is at such a location at a time when a travel warning is issued, insurance cover ends 14 days after the issuance of the travel warning. This does not apply to states in which there has already been war, civil war, or in which such circumstances could be foreseen.
  • In Germany, medical and dental treatment as an outpatient is reimbursed at the 1.8 fold rate of the Scale of Medical Fees (GOÄ) or the Scale of Dental Fees (GOZ) at the maximum in accordance with § 2 AVB RK MR; services mainly of a medico-technical nature are reimbursed at a 1.3 fold rate at the maximum, laboratory services at a 1.15 fold rate at the maximum. The costs of inpatient hospital treatment according to § 2 No. 1 and 2 AVB RK MR are reimbursed according to the applicable regular rate of the local health insurance responsible for the locality.

* The insurance terms and conditions of the Allianz Worldwide Partners for MAWISTA Reisecare are legally binding. Download terms and conditions MAWISTA Reisecare incl. USA – Canada ; Reisecare excl. USA – Canada or MAWISTA Reisecare Travel Accident & Liability Cover.

Important refernces in the case of a claim of the health insurance

The benefits of the tariff are limited to acute, curative treatments of newly occurred diseases.

On stationary treatment in a hospital, before extensive ambulatory treatment or stationary diagnostic and therapeutic treatment, as well as prior to the release of a payment acknowledgment, please contact the emergency assistance centre without delay:

24 hour emergency hotline:
Telephone +49 (0) 89 6 24 24 – 4 96
Telefax +49 (0) 89 6 24 24 – 2 46

Together with your insurance contract you will receive treatment documents to hand over to the doctor in case of an incident. Please hand over the treatment papers before the actual treatment begins.

With outpatient treatments, the doctor will give you an invoice afterwards. Please visit always a general practitioner before consulting medical specialists.

The bills must include the following details: the name of the treated person, a description of the illness, details about the treatment and a list of the medical services provided and the associated costs. Prescriptions must include the following details: the prescribed medication, prices and the chemist’s official stamp.

The proceeding time for refunding the expenses will be about 2 weeks.

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