Insurance solutions for scholarship holders of the Max Planck Society​

On this page you will find all information about the offered insurance package for scholarship holders. The tariffs offered exclusively for the scholarship holders of the Max Planck Society.

Who can be insured?

Under this insurance product, the following persons may insure:

Foreign scholarship holders who exercise their scholarship exclusively abroad, can not be insured with this insurance.

Your contacts

For any questions specifically about the insurance package for scholarship holders, our German / English speaking team could be contacted at any time:

Phone:
+49 (0)7024/469510

E-Mail:
info@mawista.com

Contents of the insurance package

The insurance package for scholarship holders of an Max Planck Institute consists of three insurances. You can combine the insurance cover according to your needs with an health- and nursing care insurance, daily sickness allowance, liability insurance and an accident insurance.

In Germany the liability insurance and the accident insurance are optional insurances. Because the health- and nursing care insurance is an compulsory insurance in Germany, you need both of them.

Beginning, end and payment for the insurance package / tariffs

Application: The insurance package can be applied even before the entry to Germany.

Beginning: You can start at every day of the month (not earlier than the date of your entry to Germany) with the respective insurance. The technical commencement is always the first of a month. For the health and nursing-care insurance:

1. Commencement with application to the end of the month following the entry to Germany.

If the application is effected (reception with the insurer) to the end of the month following the entry to Germany, the material commencement of the insurance coverage generally is the date of entry.

A commencement for the future is only possible up to 3 months after the entry, if another insurance coverage can be proven. In case of material commencement dates up to the 15th of a month the premium for the total month is to be paid.

In case of material commencement dates after the 15th of a month no premium has to be paid. The payment of the premiums then begins with the following month. This rule does not apply to the compulsory nursing care insurance(tariff PVN). For this coverage the commencement date always is the first of the following month and the premium has to be paid.

2. Commencement with application after the end of the following month following the entry to Germany.

Commencement with application after the end of the following month following the entry to Germany If the application is received with the insurer after the end of the following month of entry to Germany, the earliest material commencement of coverage is the date of entry of the application with the insurer.

In case of material commencement dates up to the 15th of the month the premium for the total month is to be paid. In case of material commencement dates after the 15th of the month no premium has to be paid.

The payment of the premiums then begins with the following month. This rule does not apply to the compulsory nursing care insurance/tariff PVN).

For this coverage the commencement date always is the first of the following month and the premium has to be paid. For the accident- and the liability insurance: Regardless of the beginning and the end of the insurance during the month, the whole month is payable.

End: The insurance ends technically at end of the month specified in the cancellation. Insurance coverage ends on the date specified in the cancellation. The contribution is payable until the end of the termination month.

Payment: Monthly with direct debit from a german bank account.

Information about the types of insurance

In which case, what insurance is useful, refer to the following short overview.

Health- and nursing care insurance

Because of the insurance requirement in Germany everyone needs a private or public health insurance.

Because it is not possible for scholarship holders to get access to the public health insurance, the only option is to choose a private health insurance. The benefits include outpatient, inpatient and dental treatments.

Tariffs have to meet the requirements of the § 257 SGB V (contribution grants for employees) in order to obtain the health care allowance of the Max Planck Institutes. Nursing care insurance is a compulsory insurance and is always requested by the health insurance.

Daily sickness allowance: When you are ill longer than 6 weeks, you get the insured amount for each day of illness after six weeks.

Liability insurance

Each person is responsible for every caused damages without any limitation. The private liability insurance covers therefore the risks of everyday life, if you accidentally damage another person or the property of another person.

Accident insurance

The accident insurance pays the agreed insurance benefit if a permanent physical or mental impairment persists due to an accident. Depending on the nature and severity of the impairment itself determines the amount of disbursement of the sum insured.

Brief overview about the benefits of the health insurance*

  • 100% outpatient, medical treatment and psychotherapy
  • 100% for medicine and dressings
  • 100% for preventive medical check-up according to programs implemented by law in Germany visual aids, up to 260 EUR (every 2 years) 100% for dental treatment 8
  • 80% for dental prostheses up to EUR 1,025 per year
  • 100% for inpatient treatment in a two- or multi-bed room, including private medical treatment
  • 100% of pregnancy and delivery
  • 100% reimbursement on repatriation transportation
  • Repatriation in case of death or funeral in Germany up to 15,000 EUR
  • Valid worldwide
  • Daily sickness benefit: starting from the 43th day on with the selected amount

Brief overview about the benefits of the liability insurance*

Brief overview about the benefits of the accident insurance*

* legally binding are the terms and conditions from the insurer from each tariff.

Contribution table

In the following table you can find the monthly premiums per person according to the respective type of insurance. The premium for health- and nursing care insurance depends on the age at entry, which is calculated from the current year minus your year of birth. It is also recommended to involve the daily sickness insurance, to ensure the income while being ill for a longer period (longer than 6 weeks). If desired, the liability- and/or accident insurance can be added to the insurance package for further 6.00 EUR per month.
Age 26 28 30 35
Health- and nursing care insurance: Tariff BD2 + PVN – Scholarship holders from outside the EU (temporary residence permit)
1. – 60. month (Comparable temporary insurance cover – even with another insurer – would be credited to the 60 month period in this tariff.)
255.72 €
277,94 €
298.70 €
326.50 €
from the 61. month switching to Tariff DOGP2 + PVN
392.96 €
410.45 €
426.93 €
462.20 €
Health- and nursing care insurance Tariff DOGP2 + PVN – Scholarship holders from the EU
392.96 €
410.45 €
426.93 €
462.20 €
Daily sickness allowance e.g. 50 € per day from the 43. day
4.10 €
4.20 €
4.30 €
4.90 €
Liability insurance
6.00 €
6.00 €
6.00 €
6.00 €
Accident insurance
6.00 €
6.00 €
6.00 €
6.00 €

Premiums valid from 01.05.2023 for other age groups: Table.

Registration / Application for insurance(s)

Process of registration:

1.) After you chose the suitable coverage, you can apply over the below linked online-application.

2.) You will receive the insurance confirmation for the foreign office /visa authority in general on the same working day while our business hours by e-mail.

* legally binding are the terms and conditions from the insurer from each tariff.

Tip

It is also possible to apply for the insurance from abroad. If you don´t have a bank account yet, you can send us the bank account details after arrival with the following form:

3.) After you arrived in Germany, you will receive the insurance policy by regular mail and also a health insurance card (chip card), which you can show in case of medical treatments. Further useful information is also available under the following FAQ-document: Important hints for your health insurance.

Health- and care insurance

Liability- and Accident insurance

Note registration deadlines:

Application within 6 weeks after entry: Including pre-existing conditions
Application outside 6 weeks after entry: Exclusion of pre-existing conditions

Submit bills / Report damage

With the forms linked below you can send simple and straightforward invoices and receipts, or report an liability or accident insurance damage. Depending on the damage type different information is needed – please use the relevant form:

Health insurance

Submit bills directly online:
Billing-App with picture function for all bills and recipes

Damage report form as PDF:
deutsch / english

Liability insurance

Damage report form as PDF:
deutsch / english

Accident insurance

Damage report form as PDF:
deutsch / english

In case of an emergency abroad or a necessary repatriation it is always recommended for the health insurance to call the following service number:
Foreign Emergency telephone number:
+49 (0)711/6603-3930

Cancellation of the insurance(s)
The termination of the insurance(s) could be done with the following letter (by Fax to +49(0)7024-4695120 or well scanned by email to info@mawista.com):
Cancellation (PDF 29 KB)

All documents and forms at a glance

To facilitate access to all documents of the insurance package, you will find it here collected at a glance:

Documents health- and nursing care insurance

Terms and conditions health insurance

The “small print”. Here are also other important points in addition to the benefits of your health insurance regulated, such as: the beginning and end of the insurance periods, exclutions and limitations of the insurance coverage, payment of premiums and contractual obligations.

General Insurance Conditions: (from page 12)
Tariff DOGP 2:  (from page 6)
Tariff BD 2:  (from page 7)

Terms and conditions nursing care insurance

Tariff PVN (german)

Terms and conditions daily sickness allowence

Tariff EKT43: (from page 2)

Regristration/Application

Please complete the application form with the (PDF) document and send it well scanned by e-mail to info@mawista.com, via Fax to 07024-4695120 or in original to:

MAWISTA GmbH
Esslinger Str. 83
73207 Plochingen

Attachment to the Application

To know the exact date of your entry to Germany, we need the attachment to the application with an proof of your entry to Germany. This could be a confirmation of the Max-Plack-Institute, a flight ticket, train tricket or a copy of your passport with the stamp of entry.

(PDF)

SEPA direct debit mandate

If you sent us the application without your bank account details, then you can use this form to tell us your bank account details. We accept all European bank accounts with a valid IBAN and BIC number.

(PDF)

Damage report

With this form, you can submit us invoices and receipts for reimbursement. Faster and more easy this could be done with the invoice / billing app: damage report via App

(PDF)

Dokumente zur Kranken- und Pflegeversicherung

Terms and conditions

The “small print”. Here are also other important points in addition to the benefits of your liability insurance regulated, such as: the beginning and end of the insurance periods, exclutions and limitations of the insurance coverage, payment of premiums and contractual obligations.

(PDF)

Damage report

With this form you can report a damage to your liability insurance.

(english)

Registration / Application

Tipp: Instead of using the PDF-Application, an easy way to sign-up for the liability- or accident insurance is using the following online form: >> Online-Application >>

Please complete the application form with the PDF document and send it well scanned by e-mail to info@mawista.com, via Fax to 07024-4695120 or in original to:

MAWISTA GmbH
Esslinger Str. 83
73207 Esslingen

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