Minerva

On this page you will find all information about the offered insurance package for Minerva fellowship holders. The tariffs are offered exclusively for the fellowship holders of the Minerva Stiftung.

Who can be insured?

The following persons may insure themselves within the scope of this insurance offer:

Foreign fellowship holders who exercise their fellowship exclusively abroad, cannot be insured with this insurance offer. All proposed tariffs provide a perpetual worldwide cover (also USA, without limitation or additional premium).

If you have been in the host country for a while, please contact the contact persons listed below to discuss the terms and conditions of admission.

Registration outside of 6 weeks after entry: Exclusion of pre-existing conditions

Registration within 6 weeks after entry: Pre-existing conditions are included

Contents of the insurance package

The insurance package for fellowship holders of the Minerva Stiftung consists of three insurance components. You can combine the insurance cover individually according to your personal needs with a health- and nursing care insurance, liability insurance and an accident insurance.

In Germany the liability and the accident insurance are optional insurances. Health and nursing care insurance is required by everyone in Germany due to compulsory insurance.

Your contacts:

For any questions specifically about the insurance package for fellowship holders, our German / English speaking team could be contacted at any time:

Phone:
+49 7024 46951 – 0

E-mail:
info@mawista.com

Beginning, end and payment for the insurance package / tariffs

Application: The insurance package can also be applied for before you enter Germany.

Beginning: You can start at every day of the month (not earlier than the date of your entry to Germany) with the respective insurance.

The technical commencement is always the first of a month.

For the health and nursing-care insurance applies:

1. Commencement with application to the end of the month following the entry to Germany.

If the application has been received (reception with the insurer) to the end of the month following the entry to Germany, the material commencement of the insurance coverage generally is the date of entry.

A commencement for the future is only possible up to 3 months after the entry, if another insurance coverage can be proven. In case of material commencement dates up to the 15th of a month the premium for the total month is to be paid.

In case of material commencement dates after the 15th of a month no premium has to be paid. The payment of the premiums then begins with the following month. This rule does not apply to the compulsory nursing care insurance (tariff PVN). For this coverage the commencement date always is the first of the following month and the premium has to be paid.

2. Commencement with application after the end of the following month following the entry to Germany.

Commencement with application after the end of the following month following the entry to Germany if the application is received with the insurer after the end of the following month of entry to Germany, the earliest material commencement of coverage is the date of entry of the application with the insurer.

In case of material commencement dates up to the 15th of the month the premium for the total month is to be paid. In case of material commencement dates after the 15th of the month no premium has to be paid.

The payment of the premiums then begins with the following month. This rule does not apply to the compulsory nursing care insurance (tariff PVN).

For this coverage the commencement date always is the first of the following month and the premium has to be paid.

Note: Registration outside of 6 weeks after entry: Exclusion of pre-existing conditions.

For the accident and liability insurance: Regardless of the beginning and the end of the insurance during the month, the whole month is payable.

End: The insurance ends technically at the end of the month of the cancellation date stated in the cancellation. The insurance cover ends at the time stated in the cancellation.

The contribution is payable until the end of the termination month.

Payment: For all tariffs in this insurance package, the premiums will be debited monthly with direct debit from a €-SEPA bank account. (EU-IBAN)

Information about the types of insurance

In which case, what insurance is useful, refer to the following short overview:

Health- and nursing care insurance

Due to the compulsory insurance in Germany, everyone needs a private or public health insurance.

Since fellowship holders cannot access the public health insurance, there is only the way to a private health insurance.

The benefits include outpatient, inpatient and dental treatment.

Nursing care insurance is a compulsory insurance and is always applied for with the health insurance for stays in Germany.

Liability insurance

Each person is responsible for every caused damages without any limitation. The private liability insurance covers therefore the risks of everyday life, if you accidentally damage another person or the property of another person.

Accident insurance

The accident insurance pays the agreed insurance benefit if a permanent physical or mental impairment persists due to an accident. Depending on the nature and severity of the impairment itself determines the amount of disbursement of the sum insured.

Brief overview about the benefits of the health insurance*

  • 100% outpatient, medical treatment and psychotherapy
  • 100% for medicine and dressings
  • 100% for preventive medical check-up according to programs implemented by law in Germany visual aids, up to EUR 260 (every 2 years)
  • 100% for dental treatment 80% for dental prostheses up to EUR 1,025 per year (tariff ELW up to EUR 750)
  • 100% for inpatient treatment in a two- or multi-bed room, including private medical treatment
  • 100% for pregnancy and delivery
  • 100% reimbursement on repatriation transportation
  • Valid worldwide

Brief overview about the benefits of the liability insurance*

  • 3 Mio € Lump-sum coverage for personal injury, property damage and financial losses
  • Damage to rented property up to EUR 500.000

Brief overview about the benefits of the accident insurance*

  • EUR 100.000 Insured amount on full disability
  • EUR 20.000 Death benefit in the event of accidental death

* The insurance conditions of the respective tariffs are legally binding.

Contribution table

In the following table you can find the monthly premiums per person according to the respective type of insurance. The premium for health and nursing care insurance depends on the age at entry, which is calculated from the current year minus your year of birth. If desired, the liability and/or accident insurance can be added to the insurance package for further EUR 6.00 per month.

Age 24 26 28 30 32 34
Fellowship holders from Israel in Germany: Health insurance tariff BD2 (1.-60. month)
153,76 €
170,46 €
187,51 €
203,38 €
213,52 €
217,91 €
additional care insurance tariff PVN
33,40 €
35,01 €
36,75 €
38,61 €
40,61 €
42,78 €
Fellowship holders from Germany in Israel: Health insurance tariff ELW incl. tariff EWB for Treatments in Germany
286.90 €
286.90 €
286.90 €
286.90 €
286.90 €
286.90 €
Liability insurance
6,00 €
6,00 €
6,00 €
6,00 €
6,00 €
6,00 €
Accident insurance
6,00 €
6,00 €
6,00 €
6,00 €
6,00 €
6,00 €
Premiums valid from 01.01.2021 for other age groups: contribution table

Registration / Application for insurance(s)

Process of registration:

1.) After you chose the suitable coverage, you can apply over the below linked online-application.

2.) You will receive the insurance confirmation for the foreign office / visa authority in general on the same working day during our business hours by e-mail.

Tip

It is also possible to apply for the insurance from abroad. If you don´t have a bank account yet, you can send us the bank account details after arrival with the following form:

For fellowship holders from Israel in Germany: Please apply for the tariff BD2 as health insurance and the tariff PVN as nursing care insurance.

For fellowship holders from Germany in Israel: Please apply for the combined tariff ELW and the tariff EWB (for private medical treatment in Germany during temporary stays in Germany)

Health- and nursing care insurance

Accident insurance & Liability insurance

For each person a separate application is needed.

Online Application Accident insurance & Liability insurance
Apply direct online and get the documents direct by e-mail.

PDF – Application Accident insurance & Liability insurance

Note the registration deadlines:

Registration within 6 weeks after entry: Inclusion of pre-existing conditions
Registration outside of 6 weeks after entry: Exclusion of pre-existing conditions

Please complete the application form with the PDF document and send it well scanned by e-mail to info@mawista.com or in original to:

MAWISTA GmbH
Esslinger Str. 83
73207 Plochingen

Submit bills / Report damage

With the forms linked below you can send simple and straightforward invoices and receipts, or report an liability or accident insurance damage. Depending on the damage type different information is needed – please use the relevant form:

Health insurance
Submit bills directly online: calculating online
Claims report form as PDF

Liability insurance
Claims report form as PDF

Accident insurance
Claims report form as PDF

In case of an emergency abroad or a necessary repatriation it is always recommended for the health insurance to call the following service number:

Emergency telephone number: +49 (0)711/6603-3930

Cancellation of the insurance(s)
The termination of the insurance(s) could be done with the following letter (by Fax to +49(0)7024-4695120 or well scanned by e-mail to info@mawista.com):

Cancellation as PDF
Israeli fellowship holders in Germany

Cancellation as PDF
German fellowship holders in Israel

Insurance terms and conditions and relevant documents

Health insurance

Tariff BD2 General Insurance Conditions:
(from page 12)

Tariff BD2 Terms- and Conditions:
(from page 7)

Tariff ELW & EWB General Insurance Conditions:
(from page 14)

Tariff ELW Terms- and Conditions:
(from page 6)

Tariff EWB Terms- and Conditions:
(from page 3)

Tariff PVN – Compulsory Care Insurance Terms- and Conditions:
(german)

Liability insurance

Insurance Terms- and Conditions:
(PDF)

Accident insurance

Insurance Terms- and Conditions:
(PDF)

Your partners at a glance

Learn more here with whom you are dealing. Who advises you and where you are insured!
Mawista Privatversicherung für Reisen

Insurance for fellowship holders

Many years of experience in advising students and fellowship holders.

Krankenversicherung Hallesche Versicherungen

Health and nursing care insurance

80-years of experience as private health insurance 622.000 insured persons

Allianz Global Assistance Versicherungen

Accident and liability insurance

Many years of experience in insurance for travel, leisure and abroad.